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The Green Guide to Thriving Money Trees Indoors: A Plant Parent's Manual

Monday August 21, 2023
money tree, money tree care, pachira aquatica

The Green Guide to Thriving Money Trees Indoors: A Plant Parent's Manual

Bringing a touch of nature indoors not only enhances the aesthetic of your living space but also fosters a sense of well-being. The money tree (Pachira aquatica), with its distinct braided trunk and lush green leaves, is a popular choice for indoor plant enthusiasts.

Not only is it believed to bring good luck and prosperity, but it's also relatively easy to care for. In this guide, we'll dive into the essentials of nurturing a thriving money tree within the confines of your home. 

1. Choosing the Right Location - Lighting

Selecting the ideal spot for your money tree is the first step toward ensuring its health and growth. Money trees thrive in bright, indirect light.

A location near a window with filtered sunlight or a few feet away from a sunny window would be perfect. However, avoid placing your plant in direct sunlight, as excessive sun exposure can scorch its leaves causing damage.

2. Watering Wisely

Proper watering is crucial for the well-being of your money tree. Let the top few inches of the soil become dry prior to the next watering. To assess the soil's dampness, insert your finger into it - if it feels dry to the touch, it indicates that watering is needed.

Be cautious of overwatering, as the money tree is susceptible to root rot. Ensure that the pot has good drainage to prevent excess water from accumulating at the bottom. If watering into a pot without drainage holes, always be sure to check the bottom of the pot after watering to ensure no water collects at the bottom - which can quickly lead to root rot.

3. Humidity Matters

Money trees are native to tropical regions, so they appreciate a humid environment. If the air in your home is particularly dry, consider using a humidifier or placing a tray of water near the plant to increase humidity levels. Regular misting of the leaves can also help replicate their natural habitat.

4. Choosing the Right Pot and Soil

When repotting be sure to select a pot that is slightly larger than the current size of your money tree's root ball. Too large of a pot can lead to overwatering and slow growth.

Money trees typically need to be repotted every 2-3 years or when their roots become pot-bound. Repotting not only provides your plant with fresh soil but also allows it to grow comfortably.

Gently remove the plant from its current pot, trim any excess roots, and place it in a slightly larger pot with fresh potting mix. 

A well-draining potting mix that retains some moisture but doesn't become soggy is ideal. You can use a mix designed for tropical plants or create your own blend using peat, perlite, and pine bark.

5. Fertilizing Routine 

During the growing season (spring and summer), feed your money tree with a balanced liquid fertilizer every 4-6 weeks. Reduce or stop fertilization during the colder months when the plant's growth slows down. Over-fertilization can lead to salt buildup in the soil, affecting the plant's health, so be cautious not to overdo it.

6. Pruning and Grooming

Regular pruning is essential to maintain the money tree's shape and encourage new growth. Trim back any dead, yellowing, or leggy leaves.

If your plant starts to outgrow its space, you can also trim the top of the plant to encourage bushier growth. Remember to use clean and sharp pruning shears to avoid damaging the plant.


Caring for a money tree indoors is a rewarding experience that can bring natural beauty and positive energy to your home. By supplying the appropriate levels of light, water, humidity, and care, you can guarantee that your money tree flourishes and imparts a sense of wealth to your living area.

Remember, each plant is unique, so closely observe your money tree's behavior and adjust your care routine accordingly. With patience and care, your money tree will flourish and become a stunning testament to your green thumb skills.